CHFA's 2025 Community Report
CHFA Beneficiary Reports
CHFA’s Beneficiary reports illustrate key demographic information about who CHFA serves across our different program areas. Each report also highlights how CHFA’s customer profile compares to the Colorado market.
Region Reports
CHFA Impact Report
CHFA and OEDIT have announced funding selections for the Fiscal Year 2025-2026 Land Banking program established by Proposition 123. During the second application round of FY25-26, CHFA received 22 applications requesting $46.3 million.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced 18 recipients of voter-approved Proposition 123 Land Banking funds. Land Banking funds support Colorado communities as they acquire new land for rental and ownership of affordable housing.
September is self-improvement month, which could be a good time to check in on your financial health. Your financial health is the current state of your finances, such as your credit, debt, savings, income, and investments.
CHFA's annual David W. Herlinger Golf Tournament raised $110,000 for Project Diakonia on Wednesday, September 16, 2026. Based in Colorado Springs, Project Diakonia is a nonprofit organization providing vocational training and education to underserved youth in the Pikes Peak region.
CHFA Schools To Homes was created to help Colorado public school employees purchase homes and live in the communities where they work.
CHFA and the Office of Economic Development of International Trade (OEDIT) have published the Proposition 123 Fiscal Year 2027 Funding Plan on the Affordable Housing Financing Fund website.
Registration is open for the second Supportive Housing Staff Retreat of 2026, “Bridges to Wholeness.”
CHFA’s DORA-approved 2-CE credit real estate professionals’ course has gone virtual! Join us for this quarterly offering of “Creating Homeownership in Colorado” to learn how CHFA mortgage loan programs, down payment assistance, and sponsored homebuyer education may help your customers become homeowners.
CHFA and OEDIT have announced funding selections for the Land Banking program established by Proposition 123.
We have seen an increase in Lenders erroneously designating the CHFA-allowed 1 percent origination fee as “Points” or “Discount Points” on the Closing Disclosure. You must list the optional origination fee, if charged, as “Loan Origination Fee.”
Information on upcoming training offered by CHFA Home Finance in September 2026.
On August 17, 2026, Colorado Housing and Finance Authority (CHFA) joined local leaders, project partners, and community members to celebrate the grand opening of Ptarmigan Flats, a new affordable rental housing development in Leadville.
What professional development are you planning for your staff next year? Vote at this link to determine which certifications are offered by chfareach. Voting will close on Friday, September 11th.
CHFA Schools To Home was created to help Colorado public school employees purchase homes and live in the communities where they work. “Frequently Asked Questions,” listed below, will also be available on CHFA’s website and updated as additional questions are added.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced eight new recipients of voter-approved Proposition 123 Land Banking funds. Land Banking funds are intended to support Colorado communities as they acquire and preserve land for rental and ownership affordable housing.
In this Issue: CHFA Donates More than $1.4 Million to Colorado Nonprofits | Ptarmigan Flats Celebrates Grand Opening in Leadville | Introducing The Buildout Podcast Season Three | Updates Published to The Gap Map
Private mortgage insurance, also known as “PMI,” is a type of mortgage insurance that may be required if you have a conventional loan with a down payment of less than 20 percent of the purchase price or if your equity is less than 20 percent of the value of your home on a refinance.
This program is designed to equip participants with knowledge, skills, and strategies to make good decisions when facing pressures and time constraints.
Welcome to another edition of the CHFA Research Digest! Each quarter, the Research Team shares with our staff, Board, and external community partners a selection of exciting research—both our own, and from external sources—that is relevant to the work we do at CHFA.
CHFA, the Department of Local Affairs Division of Housing (DOH), and the Office of Economic Development and International Trade (OEDIT) are proposing a coordinated funding framework pilot that aligns Housing Tax Credit awards with eligible state gap financing resources beginning in 2027.
Whether you’re new to the Housing Tax Credit (LIHTC) program or looking to deepen your expertise, this multi-day Master Class is designed to build your knowledge step-by-step—from foundational concepts to advanced application.
A second draft of the 2027-2028 QAP and Summary of Changes are available on CHFA’s website: chfainfo.com/qap.
Through a trauma-informed and healing-centered lens, we will examine how leaders can support themselves and their teams through these moments of change while fostering cultures of psychological safety, accountability, and adaptive capacity.
The 2026 Round Two Applicant Report (PDF) is now available on CHFA’s website.
The CHFA Multifamily Lending team and CHFA Community Relationship Managers (CRMs) are beginning a new partnership to expand outreach, identify housing opportunities earlier in the development process, and connect communities across Colorado with CHFA Multifamily Lending programs and resources.
CHFA's annual David W. Herlinger Golf Tournament raised $110,000 for Project Diakonia on Wednesday, September 16, 2026. Based in Colorado Springs, Project Diakonia is a nonprofit organization providing vocational training and education to underserved youth in the Pikes Peak region.
On August 17, 2026, Colorado Housing and Finance Authority (CHFA) joined local leaders, project partners, and community members to celebrate the grand opening of Ptarmigan Flats, a new affordable rental housing development in Leadville.
has announced the recipients of the 2026 Round One Direct Effect Awards. In this round, CHFA is donating $1,434,000 to 90 nonprofits across Colorado. The average award amount in Round One is $15,933.
CHFA has awarded $2,890,000 in Middle-income Housing Tax Credits (MIHTC) to Lumberyard Apartments in Aspen,
CHFA welcomes Tegan Ebbert and Kris Valdez as the newest Community Relationship Managers (CRMs) serving the Western Slope and Mountain regions.
CHFA has launched the CHFA Schools To Home program. Established through bipartisan legislation passed during the 2025 state legislative session, the program is designed to help public school employees achieve homeownership and live in the communities where they work.
CHFA announced today the closing of a $5.7 million construction loan to support Osina Development’s Wolff Street Flats, a new, affordable for-sale housing development in Denver’s West Colfax neighborhood.
CHFA is pleased to announce 14 developments have been awarded a reservation of federal and state Housing Tax Credits to support the construction or preservation of 634 affordable rental housing units in Colorado.
The United States Department of the Treasury announced that it has allocated $90 million in New Markets Tax Credits (NMTCs) to the Colorado Growth and Revitalization (CGR) Fund.
CHFA is pleased to announce that Governor Jared Polis has appointed Melinda Pollack and Willa Williford to its Board of Directors.

CHFA announced today that it will donate $175,000 to 36 organizations working to address hunger and food insecurity in Colorado.
CHFA is donating $1.3 million to 122 nonprofits working to advance affordable housing and economic opportunity across Colorado this month as part of its Direct Effect Awards.
CHFA is pleased to announce nine developments will be awarded a reservation of federal and state Housing Tax Credits to support the new construction of 840 affordable rental units.
CHFA is pleased to announce a partnership with Zogo, a leading financial technology firm, to offer free access to Zogo’s financial education mobile app for Colorado homebuyers.
CHFA's annual David W. Herlinger Golf Tournament raised $105,000 for Montbello Organizing Committee (MOC) on Tuesday,
CHFA is proud to announce its Round One 2025 Direct Effect Award recipients. In this round, CHFA is donating $1,171,204 to 132 nonprofits across Colorado. The average award amount in Round One is $8,873.
CHFA is pleased to announce it has awarded $4,832,748 in state Middle-income Housing Tax Credits (MIHTC) to three developments that will support the construction of 220 affordable middle-income rental housing units.
CHFA is pleased to announce a partnership with Esusu, Inc.—a leading financial technology company leveraging positive rent reporting for credit building—to sponsor rent reporting services for tenants living in CHFA-supported properties. This new partnership builds on the success of the Rent Reporting for Credit Pilot Program administered by CHFA between 2021-2024.
CHFA is pleased to announce that Governor Jared Polis has appointed Beth Klein and Pat Meyers, and reappointed Sylvia Wirba, to its board of directors. CHFA’s 11-member board serves as the governing body of the organization and establishes policies to further its mission of affordable housing and community development.
CHFA is pleased to announce 12 developments have been awarded a reservation of federal and state Housing Tax Credits to support the construction or preservation of 679 affordable rental housing units in Colorado.
CHFA is pleased to welcome Guadalupe Gutierrez-Vasquez as its new chief financial officer (CFO), effective May 13, 2025.
CHFA is pleased to welcome Colorado State Senator Marc Snyder to its board of directors. CHFA’s board serves as its governing body and is tasked with supporting CHFA’s mission to strengthen Colorado by investing in affordable housing and community development.
CHFA is pleased to announce that its Board of Directors has appointed Thomas Bryan as executive director and CEO, effective March 1, 2025.

CHFA is donating $8,060 to We Don’t Waste, a nonprofit organization based in Denver working to increase food access and protect the planet by rescuing and repurposing food, while educating and advocating to increase food security and decrease food waste.
CHFA is proud to announce its Round Two 2024 Direct Effect Award recipients.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced 18 recipients of voter-approved Proposition 123 Land Banking funds. Land Banking funds support Colorado communities as they acquire new land for rental and ownership of affordable housing.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced eight new recipients of voter-approved Proposition 123 Land Banking funds. Land Banking funds are intended to support Colorado communities as they acquire and preserve land for rental and ownership affordable housing.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced the selection of 11 new housing developments that will receive funding from voter-approved Proposition 123 Concessionary Debt funds.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced four new recipients of voter-approved Proposition 123 Equity funds.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced the selection of nine new housing developments that will receive funding from voter-approved Proposition 123 Concessionary Debt funds.
Today, Gov. Jared Polis, the Business & Funding Incentives division of the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced a first-of-its-kind state program for renters living in properties financed by the Proposition 123 Equity program.
The awards announced today include low-cost loans and grants funded by the Innovative Housing Incentive Program (IHIP), as well as financing provided through the Proposition 123 Affordable Housing Financing Fund.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced five new recipients of voter-approved Proposition 123 Equity funds.
Today, Governor Polis, Mayor Mike Johnston, Colorado Department of Local Affairs (DOLA), the Colorado Housing and Finance Authority (CHFA), the Colorado Office of Economic Development & International Trade (OEDIT) and the City and County of Denver’s Department of Housing Stability (HOST) announced the launch of Housing Hub Colorado.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced six recipients of voter-approved Proposition 123 Concessionary Debt funds.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced eleven recipients of voter-approved Proposition 123 Equity(opens in new window) funds.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced 21 recipients of voter-approved Proposition 123 Land Banking funds.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced the preliminary selection of three recipients of Proposition 123 Equity program funding.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and the Colorado Housing and Finance Authority (CHFA) announced the preliminary selection of the first six recipients of the voter-approved Proposition 123 Equity program.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced funding to support the growth of eight modular housing manufacturers across Colorado.
Today, Gov. Jared Polis, the Colorado Office of Economic Development and International Trade (OEDIT), and Colorado Housing and Finance Authority (CHFA) announced the first 16 recipients of the voter approved Proposition 123 Land Banking funds.
As the Inflation Reduction Act (IRA) rolls out, housing agencies around the country are preparing to deploy additional funds, incentivizing developers to incorporate green designs, and boosting cooperation with state energy offices.
The passage of Proposition 123 by voters in November of 2022 was a historic milestone for Colorado, and indicative of the great need across rural, urban, and mountain communities alike.
Higher interest rates and for-sale prices may be a barrier, but for those ready to plunge into home ownership, the best advice is to get educated.
The Innovative Housing Incentive Program (IHIP), announced today by Governor Polis and the Business Funding & Incentives Division of the Colorado Office of Economic Development and International Trade (OEDIT), introduces new funding opportunities to support the development and expansion of Colorado’s innovative housing manufacturing businesses.
Warren Village, a Denver-based organization focused on helping low-income, single-parent families make the journey from poverty to self-sufficiency is pleased to announce a $26m award from the Colorado Housing and Finance Authority (CHFA).
The projects will have 1,463 income-restricted units between them.
On Thursday morning, Denver City leaders celebrated the grand opening of The Reserves at Green Valley Ranch, a mixed-income apartment complex.
CONCORD, N.H. – Nine organizations have come together to create a financing vehicle that positions homeowners in Colorado manufactured home communities to successfully purchase their neighborhoods when they come up for sale.
A 172-unit development is being built to help meet the housing needs of workers in Breckenridge, Colorado. The new community will serve residents earning between 80% and 120% of the area median income, with studio, one-, two-, and three-bedroom apartment homes.
CHFA and OEDIT have announced funding selections for the Fiscal Year 2025-2026 Land Banking program established by Proposition 123. During the second application round of FY25-26, CHFA received 22 applications requesting $46.3 million.
September is self-improvement month, which could be a good time to check in on your financial health. Your financial health is the current state of your finances, such as your credit, debt, savings, income, and investments.
CHFA Schools To Homes was created to help Colorado public school employees purchase homes and live in the communities where they work.
CHFA and the Office of Economic Development of International Trade (OEDIT) have published the Proposition 123 Fiscal Year 2027 Funding Plan on the Affordable Housing Financing Fund website.
Registration is open for the second Supportive Housing Staff Retreat of 2026, “Bridges to Wholeness.”
CHFA’s DORA-approved 2-CE credit real estate professionals’ course has gone virtual! Join us for this quarterly offering of “Creating Homeownership in Colorado” to learn how CHFA mortgage loan programs, down payment assistance, and sponsored homebuyer education may help your customers become homeowners.
CHFA and OEDIT have announced funding selections for the Land Banking program established by Proposition 123.
We have seen an increase in Lenders erroneously designating the CHFA-allowed 1 percent origination fee as “Points” or “Discount Points” on the Closing Disclosure. You must list the optional origination fee, if charged, as “Loan Origination Fee.”
Information on upcoming training offered by CHFA Home Finance in September 2026.
What professional development are you planning for your staff next year? Vote at this link to determine which certifications are offered by chfareach. Voting will close on Friday, September 11th.
CHFA Schools To Home was created to help Colorado public school employees purchase homes and live in the communities where they work. “Frequently Asked Questions,” listed below, will also be available on CHFA’s website and updated as additional questions are added.
In this Issue: CHFA Donates More than $1.4 Million to Colorado Nonprofits | Ptarmigan Flats Celebrates Grand Opening in Leadville | Introducing The Buildout Podcast Season Three | Updates Published to The Gap Map
Private mortgage insurance, also known as “PMI,” is a type of mortgage insurance that may be required if you have a conventional loan with a down payment of less than 20 percent of the purchase price or if your equity is less than 20 percent of the value of your home on a refinance.
This program is designed to equip participants with knowledge, skills, and strategies to make good decisions when facing pressures and time constraints.
Welcome to another edition of the CHFA Research Digest! Each quarter, the Research Team shares with our staff, Board, and external community partners a selection of exciting research—both our own, and from external sources—that is relevant to the work we do at CHFA.
CHFA, the Department of Local Affairs Division of Housing (DOH), and the Office of Economic Development and International Trade (OEDIT) are proposing a coordinated funding framework pilot that aligns Housing Tax Credit awards with eligible state gap financing resources beginning in 2027.
Whether you’re new to the Housing Tax Credit (LIHTC) program or looking to deepen your expertise, this multi-day Master Class is designed to build your knowledge step-by-step—from foundational concepts to advanced application.
A second draft of the 2027-2028 QAP and Summary of Changes are available on CHFA’s website: chfainfo.com/qap.
Through a trauma-informed and healing-centered lens, we will examine how leaders can support themselves and their teams through these moments of change while fostering cultures of psychological safety, accountability, and adaptive capacity.
The 2026 Round Two Applicant Report (PDF) is now available on CHFA’s website.
The CHFA Multifamily Lending team and CHFA Community Relationship Managers (CRMs) are beginning a new partnership to expand outreach, identify housing opportunities earlier in the development process, and connect communities across Colorado with CHFA Multifamily Lending programs and resources.
The Housing Tax Credit (LIHTC) program can be complex—and small misunderstandings can lead to big consequences. This one-day, in-person workshop is designed to simplify the program, connect the dots across roles, and give you the practical knowledge needed to navigate it with confidence.
CHFA FirstGeneration and CHFA FirstStep loans require a complete and fully executed CHFA Form 401, Initial Applicant Affidavit for Program Compliance Review, prior to closing.
A 2026 Private Activity Bond (PAB) Fund Reservation Report (PDF), as of July 31, 2026, is now available on CHFA’s website. Additionally, a PAB Recycling Initiative Report, as of July 31, 2026, is available.
CHFA Asset Management eNews: Optimize Your Property’s Potential with the Property Management Toolkit
Looking for a resource you can use to help onboard, train, and retain property management staff? CHFA’s online Property Management Toolkit offered through chfareach is a free resource you have access to as a CHFA Asset Management Partner.
